Should You Buy Life Insurance On Black Friday Or Wait For Cyber Monday?

 Both Black Friday and Cyber Monday are commercial holidays and provide increased discounts to those shopping online in this period. The end of November marks the beginning of the Christmas shopping season and companies are aware of that. In these special days you will find discounts to almost everything including life insurance.  But should you buy life insurance on black Friday or wait for Cyber Monday? On Cyber Monday you will have the chance of getting cheaper online life insurance for all policies, including life insurance no medical exam policies.

Black-FridayMarketing companies have noticed an increased number of customers at the beginning of December. As a result, they introduced the term “Cyber Monday”, to persuade people to shop online. Cyber Monday is the next Monday after Thanksgiving Day.

Companies are keeping up the pace with this trend and encourage online shopping by providing generous discounts to those willing to shop online. So, if you want to get a cheaper life insurance, now is the time. Underwriting is a long and tedious process and if you have a medical problem, it can be quite complicated and frustrating.

No exam policies are simple, easy to understand and they are processed very fast.  They provide acceptance to almost everyone and provide the same benefits as regular policies. However, the premiums will be above average price and the face amount will be limited to a maximum $50.000 value.  But since is the time for discounts, you may want to take a closer look for available offers. You might be surprised by the prices that are offered on Cyber Monday.

You will gain money and time by shopping online.  Analyze you medical condition, your estate plans and your budget and after that, be prepared for Cyber Monday. Do not miss the opportunities. It is once in a year and you must profit of this holiday.

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