Life Insurance No Medical Exam – Buy It Before New Year’s Eve!

It is time to say goodbye to 2013 and say hello to 2014 by purchasing a life insurance policy. The holidays are a busy time and how has any for purchasing a life insurance plan? No exam life insurance plans can be bought even during the busiest holidays as all you have to do is compare some online quotes.

Colourful 2014 in fiery sparklersLife insurance no medical examination may seem surprising. Will agencies sell life coverage without asking applicants to go through medical examinations? Yes they would, assuming some minimal precautions are taken. In order to understand no medical exam life insurance plans better, we have to know why agencies sell them.

First of all, it is false the assumption that anyone can get insurance. People, who have been declared terminally ill, have cancer or AIDS or are too old will not be able to get life coverage. Second, some policies like simplified issue are temporary which reduces the risk of insuring someone without medical examinations. Lastly, these policies are more expensive and their coverage is limited to amounts between 50,000 and 250,000 which, for some, may not be enough.

But is it worth paying extra for a life insurance policy? This is the big questions you should be asking. Cost efficient it may not, but for a busy person, it can be very advantageous. Seniors and people with pre-existing conditions can also benefit from no exam life insurance plans as they can be able to qualify for insurance.

Since the holidays are a busy time, with all the preparation and the gift shopping, very little room is left for purchasing a life insurance policy. Furthermore, prices may be higher in 2014, so it is best to buy a plan now. It is also safer for your family, as many accidents can happen on New Year’s Eve. No medical exam life insurance is after all, the easiest way to get life coverage and it is a good financial safety net for your loved ones.

If you want to learn more about life insurance or if you want to compare quotes, visit us at NOEXAMLIFEINSURANCE.US and find the best coverage for your family!